Following damaging weekend storms, the weeks and months ahead will prove critical for the people impacted.
If you can make emergency repairs to prevent further damage to your home, save receipts and proof of payment. Save your communication with the insurance company. If you’re speaking with an agent or customer service representative by phone, get an email address. After each phone call, send an email highlighting what you discussed to create a written record.
As you work through a claim, gather repair estimates from local contractors. You can read more about how to review contractor and adjuster estimates from the nonprofit United Policy HoldersRead your current insurance policy to confirm your deductibles and coverage. For example, liability auto coverage wouldn’t cover repairs to your vehicle if it’s damaged by weather. Damage caused to your vehicle by something other than a collision would fall under comprehensive coverage.
Research how long the company has been in business under the same name. Look into complaints you see online and gauge how the company is responding.