Q Can I still get a mortgage if my only income is from my lodgers? It is about £1,600 a month. I may have to give up my job to look after a relative.A The short answer is no. There are very few mortgage lenders who are prepared to take income from lodgers into account when working out how much they are prepared to lend. And, according to Pete Mugleston of onlinemortgageadvisor.co.
Consider making your house an HMO, with yourself and any relatives as tenants. Once registered and meeting necessary standards, mortgagee may reflect increased valuation.
Jesus - why would you submit such a q to The Guardian?! A wind-up, surely?
No
No one can get a mortgage
good