Business Insurance Made SimpleBuilder’s risk insurance protects against fire, wind, theft and vandalism during the construction process. It also protects against lightning, hail, explosions and hurricanes. Here’s a look at all the things a builder’s risk insurance policy covers.
With a builder’s risk insurance policy, the cost of the policy also depends on the construction materials, type of project and policy details such as the coverage amounts and limits. It is a good idea to choose coverage limits that are equal to the estimated costs of construction. Builder’s risk policies are available for new construction projects, remodeling and installation work. Projects are classified as either commercial or residential risks.
Exact coverage and policy limitations will vary among insurance providers. So be sure to shop around for both coverage and price.that you may incur if there’s a delay in construction:
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