Calculating all of this will give you an accurate understanding of how much you can afford to pay on a mortgage each month.from The Competition and Consumers Protection Commissions .The Help to Buy scheme is in place to help first-time buyers put a deposit together, by claiming back tax they have paid in Ireland in the last four years.How to apply for a Mortgage as a first-time buyer
in place to pay off your mortgage should you die it is paid off. To avoid any delays start looking for mortgage protection before you have made any offers.mortgage protection and life insurance.Organise you’re a solicitor before you start looking for your property, this will make the whole process much smoother. Any offers you put in will involve your solicitor. They will organise the conveyancing of your new home, transferring the ownership of the property from the seller to you.
Always have the site and property checked by a surveyor, engineer, or architect. Your first home is an investment, any damages or issues found in the home can affect your offer.