Should we pay off the mortgage or use our savings for home improvements?

The reader, who used the recently sold property for work, is concerned about the rising cost of living.The reader, who used the recently sold property for work, is concerned about the rising cost of living.Last modified on Mon 14 Mar 2022 07.02 GMTOur question is a simple one: should we pay off our mortgage or use our savings to improve the house?

Pay off the mortgage

Don’t get a house.

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Personally, do your maths or ask someone to do. Calculate, if the payment for mortgagee is more then you save money by not paying. I had fixed mortgage linked with index, very low percentage with a condition one payment missed it will go up....... I hope it helps MSBNM

Sell now before the market tanks.

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Pay the mortgage

Neither as we cant afford houses anymore!

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