The Straits Times file
In a nutshell, the total amount of CPF funds that you can use to pay off your property depends on two limits: the Valuation Limit and Withdrawal Limit . The difference here is, that once you hit your WL of $576,000 , you'll have to start paying cash regardless of whether you've met your BRS or not.If you're buying a second property, the WL will be capped at 100 per cent of the VL.After hitting your CPF limit, the remainder of your monthly mortgage needs to be paid in cash.You can still use your CPF OA to fund such property, under certain conditions:You need to set aside the relevant BRS, depending on your age.