Flash Floods Damage Vehicles and Homes: Are You Covered?

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Facing flood damage and wondering what insurance will cover? Here's some help.

As roads turned to rivers Monday, some North Texans are dealing with damage and may have questions about insurance claims.

If your car was damaged in flash flooding, you’re covered as long as you have comprehensive coverage. If water got into your home during a flood, flood insurance usually requires a separate policy often purchased through the National Flood Insurance Program. “Typical homeowners insurance policies don't cover floods and we really try to emphasize that you need to look into a flood policy,” said Rich Johnson with the Insurance Council of Texas, a trade group representing around 400 insurance companies doing business in Texas.Download NBC 5 Dallas-Fort Worth

 

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