Mortgage holders on either variable or fixed rates with less than two years to run need to act now to avoid challenging repayment hikes, experts have warned.
This figure increases to €4,678 if your home has a building energy rating of B3+ and you are eligible for a Green rate, with the introduction of a market leading fixed rate of 1.9%. "The vast majority of mortgage holders will not have felt any affects from recent rises as they are with AIB, Bank of Ireland or Permanent TSB, who have not moved their rates.
"Our advice would be don't wait until next year - now is the time to revisit your mortgage to lock in your next fixed rate rather than waiting for your rate to expire.
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