– dividing households between those living with or without mortgages – for 2021 in the 50 states and the District of Columbia.They’re in Texas at 2.9 million, and Florida at 2.5 million. After California comes New York at 1.7 million and Pennsylvania at 1.5 million.
In California, that spending translated to median monthly housing cost for a no-mortgage household of $694 in 2021. That was the ninth-highest among the states and not terribly surprising considering Californias pricey cost of living. The lowest costs were found in West Virginia at $1,071, then Arkansas at $1,147, Indiana at $1,195, Mississippi at $1,200 and Alabama at $1,223. Rival Texas was No. 16 at $1,765 and Florida was No. 22 at $1,616.In California, 2021’s free-and-clear costs were 72% below those paid by mortgaged households, No. 3 among the states with Louisiana and Nevada. Bigger savings were only found in Hawaii at 77%, and Virginia at 73%.