Buying a cottage? What you need to know

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Cottages can come without expected amenities, which is why you should hire a real estate agent familiar with their characteristics, says Joe Richer.

Owning a cottage is one way to escape the hustle and bustle of city life and enjoy the relaxing effects of being surrounded by nature. It’s no wonder recreational properties are always in demand. However, cottages often come without many of the amenities you take for granted in urban settings, such as municipal water and sewer, access to high-speed internet service or in some areas cellular service.

Well and lake water may contain contaminants, so, if the water comes from one of these two sources, it’s important to have an independent water test done by a water quality specialist, even if the seller provides you with previous, clean test results. Water quality can be affected by a host of factors, including flooding, so you need to ensure you have your own test done before you buy, and maybe even periodic tests to assure yourself of the quality of the water.

If the cottage has a septic system, you should also have a septic inspection conducted to confirm that the property’s system is working properly and follows government guidelines. It’s a good idea, as a condition of sale, to have the seller pump out the septic tank before you take possession.

 

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