It works and gets people on the ladder. You can always make over-payments when you can afford it. Paying an extra 100 quid off your mortgage a month really makes a difference.
100% mortgage with no deal brexit a matter of months away, what could possibly go wrong!
a really good idea for our young people
100% on a home that needs work is great for older contractors . Construction workers dont have the best credit for mant reasons . 100% on a home that needs work awesome. Great deal but you dont qualify . sweatequitypartnersneeded
Yes but now the house prices are 10 times higher..... and wages are the same as they were years ago ...
How is this not just going to promote multiple house buying for those who can already afford it whilst people from low-income backgrounds continue to struggle?
Where's the risk? I bought my first home 13 years ago with a 100% mortgage. I could easily afford the payments. What I didn't have was £30k to spare for a deposit. I'd likely still be living with my parents otherwise.
Yes, let's get the housing market moving, it's still up to the lenders to watch over people trying to borrow more than they can afford to pay back, & the borrowers to be sensible & realistic.
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Source: The Guardian - 🏆 84. / 53 Read more »