I fear homelessness after 27 years of paying a mortgage – I can’t even afford a winter coat

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After using her savings, inheritance and pension on her increasing mortgage payments, Sandy Thomas fears homelessness and cannot afford to get to the food bank to eat a meal

, she was crying about her burnt toast. It was her last piece of bread and she can’t afford petrol to get to the closest food bank for more.leaving her with nothing to spare. She has downsized her car and spent the money left behind after the death of her mother. She has run out of savings and is now having to cash in her pension early and sell beloved items, simply to pay the bills.

In 1996, Thomas took out a repayment mortgage with GE Mortgages on the home she raised her two daughters in. Then in 2008 she was forced to switch to an interest-only mortgage. “We had two little children and it was wiping out the whole of my wage. I reduced the payments.” But after paying her mortgage and bills, Thomas’s £1,800 take home from work is gone. “I don’t know where to go or where to turn. I’m currently off work sick with depression from it all. I’ve only got a couple of months left to try and survive this. I’m surviving, not thriving.”cost-of-living crisis

 

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