with a £25,000 deposit in 2021.
Cedric now overpays an average of £200 a month on his mortgage with the maximum he can overpay coming in at £349. This brings his total monthly repayment to £1,256. “Overpaying my mortgage every month is definitely helping in being mortgage free earlier but it also give me an idea of my monthly budget to repay my mortgage in case interest rates increases again after my current fixed rates.”Sprive has also launched Sprive Surveys which enables users to pay off their mortgage quicker, by completing online surveys.
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