We nearly lost dream home due to mortgage adviser's error - and it cost us £4k

First-time buyers nearly lost dream home due to mortgage adviser’s error – and it cost them £4k Help to Buy Isa bonus

But at the eleventh hour, they were told that their £280,000 house was over the £250,000 Help To Buy limit so they weren't entitled to the free cash - something their mortgage adviser hadn't picked up on. Almost a year after getting the keys, Alex sat down with The Sun to warn others about the Help To Buy loopholes for ourMy fiance and I bought a four-bed, semi-detached house in a new development in Smethwick, Birmingham, last June.

We got together four years ago and started saving a year later, when we realised we were getting serious. Our mortgage adviser didn’t know about that - and nobody had told us - so we only found out when the solicitors on the property developer’s side said they couldn’t sell to us under the Help To Buy scheme.

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