A FLIGHT attendant has revealed how he had to “tweak” his salary in order to get a mortgage for his £183,000 first home.
He’d already saved £10,000 for a five per cent deposit and took out a Help to Buy loan worth £36,600 to lower the initial costs. There’s also a separate bathroom and utility room - I think it’s quite big compared to what I paid for it.or call 0207 78 24516.for the latest tips on buying your first home.
I know Luton might not be the most appealing of places but I’m forever telling my friends about how I think it’s up and coming. The mortgage surveyor then came around and valued the property at £183,000, which the developers agreed to because I think they were just so keen to sell in the current climate.
So I got a, £83,400 mortgage which works out at £246 a month. It’s more than half the £595 I used to pay in rent and bills for the room in the house share.How did you save £10,000 and how long did it take you? The same thing happened with the buy and save scheme. I cashed in the ones that I’d bought but didn’t earn much on them.
I stopped paying into the share schemes so that my monthly salary was more too, which helped them make a decision.How are you planning on paying back the Help to Buy loan?
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