A lawyer for the Central Bank denied on Friday its tracker-mortgage enforcement investigation into former Permanent TSB (PTSB) chief executive David Guinane had prejudged that he had breached regulatory rules.
Ailbhe O’Neill SC, representing the Central Bank’s enforcement team in the public inquiry on the matter, was responding to claims made by Thomas Hogan SC, counsel for Mr Guinane, that investigators had already decided the former banker had participated in an alleged contravention before putting him forward for inquiry. She highlighted in closing arguments at the end of three weeks of hearings that Louise Gallagher, head of enforcement investigations at the Central Bank, had previously told the inquiry that it would be up to Peter Hinchliffe, the UK barrister chairing the inquiry, to decide whether Mr Guinane had participated in alleged wrongdoing by the bank in treating certain customers unfairl
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